About 3 weeks ago I decided to try a different angle, and mainly focus on the programs that take Liberty Reserve. Sometimes there are some good HYIP’s out there that are paying consistently and seem stable enough, but for one reason or another only use LR. One in particular is Panamoney. An actual forex-based program…yes, really they do what they say they are doing…lol. Not one day after I joined up they announced that they added Alertpay as a processor. Hey, even better! As AP has more of a stricter verification procedure for account holders compared to LR, I viewed this as a good thing. Still nothing is 100%, but it was a move in the right direction.
So I funded my SolidTrustPay account and then visited my fellow blogger Austin’s exchanger program, ExtremExchange to do a swap. I would recommend his program over any other as the fees are very competitive and the exchange was fast; within 24 hours to get some LR in my account. I won’t list all of the new ones I joined as you can visit the Feed Bag page to view all of them. I am pretty good with keeping that up to date, but as always you should make sure you check them out before you join and invest, if that is your plan.
Here is what I recommend: Visit the monitor page on their website (if they have one) and see what it says. If you are looking at a sea of green “paying” status badges, then that is a good sign. But don’t take that as gospel, as some HYIP monitors are as crooked as the programs they monitor. They will be paid by the HYIP admin to keep them in paying status even though they have stopped paying to real investors or are only paying selectively. Next, hit the forums to see what the vibe is on the program. I recommend MMG, DTM, and MCF as good places to start. Are people posting they are getting paid, or is it the same forum members over and over in the same thread? Odds are they are “paid posters”, compensated to boost the confidence of prospective members by cheerleading about the program and how fast they pay, even though they may not be doing that.
With that being said, there are still no guarantees with this type of income making and you will lose money at some point. I have been there, done that. But as long as you spread out your funds in 10-20 of these kinds of programs then you have at least reduced your risk of loss and won’t be totally wiped out. To me 20 programs @ $10 each is a lot better than 1 @ $200. Both can net you almost the same return, but multiple spends is the safer route to go…but hey, that’s just me. 
